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	<title>Comments on: Pop!Tech: Jessica Flannery explains Kiva</title>
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	<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/</link>
	<description>EthanZ's musings on Africa, media and international development</description>
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		<title>By: Roch Cheng</title>
		<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/comment-page-1/#comment-738676</link>
		<dc:creator>Roch Cheng</dc:creator>
		<pubDate>Sun, 30 Dec 2007 18:03:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/#comment-738676</guid>
		<description>I&#039;m so glad to hear what Jessica said about the very focus of Kiva, &quot;.. the most important part of the project - connecting lenders and borrowers in a way that allows the two to meet and understand each other, building a relationship, not just a financial transaction.&quot;  To connect intimately with other humans is one of our primal needs.    Kiva provides a powerful channel to allow this connection occur in a meaningful way (i.e., for all parties involved)- the extent of meaning is only limited by the purity of intent of the party involved. Thus Kiva plays a key role in setting an example of how to effectively enhance the global connectedness in a practical and businesslike manner. [Toronto, Ontario, Canada]</description>
		<content:encoded><![CDATA[<p>I&#8217;m so glad to hear what Jessica said about the very focus of Kiva, &#8220;.. the most important part of the project &#8211; connecting lenders and borrowers in a way that allows the two to meet and understand each other, building a relationship, not just a financial transaction.&#8221;  To connect intimately with other humans is one of our primal needs.    Kiva provides a powerful channel to allow this connection occur in a meaningful way (i.e., for all parties involved)- the extent of meaning is only limited by the purity of intent of the party involved. Thus Kiva plays a key role in setting an example of how to effectively enhance the global connectedness in a practical and businesslike manner. [Toronto, Ontario, Canada]</p>
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		<title>By: little bridge &#187; Pop!Tech 2007 简介 第一天（10月18号）</title>
		<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/comment-page-1/#comment-704900</link>
		<dc:creator>little bridge &#187; Pop!Tech 2007 简介 第一天（10月18号）</dc:creator>
		<pubDate>Sat, 15 Dec 2007 16:52:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/#comment-704900</guid>
		<description>[...] Kiva的创办人Jessica Flannery解释了Kiva的运作。Kiva是一个撮合小额贷款人与发展中国家里借款人的网站。Kiva利用现代互联网技术为资助人和受助人及提供了一个草根的，有效的选择。 [...]</description>
		<content:encoded><![CDATA[<p>[...] Kiva的创办人Jessica Flannery解释了Kiva的运作。Kiva是一个撮合小额贷款人与发展中国家里借款人的网站。Kiva利用现代互联网技术为资助人和受助人及提供了一个草根的，有效的选择。 [...]</p>
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		<title>By: Psycho &#187; Blog Archive &#187; Pop!Tech Notes: Jessica Flannery of Kiva.org on Microfinance</title>
		<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/comment-page-1/#comment-583875</link>
		<dc:creator>Psycho &#187; Blog Archive &#187; Pop!Tech Notes: Jessica Flannery of Kiva.org on Microfinance</dc:creator>
		<pubDate>Fri, 19 Oct 2007 22:27:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/#comment-583875</guid>
		<description>[...] See also: Ethan Zuckerman [...]</description>
		<content:encoded><![CDATA[<p>[...] See also: Ethan Zuckerman [...]</p>
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		<title>By: Premal Shah</title>
		<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/comment-page-1/#comment-582657</link>
		<dc:creator>Premal Shah</dc:creator>
		<pubDate>Thu, 18 Oct 2007 20:58:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/#comment-582657</guid>
		<description>Ethan - thanks for the post.  I serve on the leadership team at Kiva with Jessica and look forward to meeting you someday. 

Default rate currently stands at 0.3% on $1.6M in completed loans. 

Delinquency (Loans at risk &gt; 30 days) rate currently stands at 2.24% on $10.5M in active loans.

We&#039;ve issued refunds for a number of loans that have had unintentional errors (MFI staff double posted) or where we discovered embezzlement / fraud and should have caught it earlier via better due diligence / audits.  Our refund rate is 2.62%.

To see our loan performance statistics, look at the &quot;All Kiva Partners&quot; column on this page:

http://www.kiva.org/app.php?page=about&amp;action=aboutPartner&amp;id=47
  
We have a lot to learn, but with the right minds, I think we can manage the risk and really create something meaningful.

Again, thanks for the post.

Premal</description>
		<content:encoded><![CDATA[<p>Ethan &#8211; thanks for the post.  I serve on the leadership team at Kiva with Jessica and look forward to meeting you someday. </p>
<p>Default rate currently stands at 0.3% on $1.6M in completed loans. </p>
<p>Delinquency (Loans at risk &gt; 30 days) rate currently stands at 2.24% on $10.5M in active loans.</p>
<p>We&#8217;ve issued refunds for a number of loans that have had unintentional errors (MFI staff double posted) or where we discovered embezzlement / fraud and should have caught it earlier via better due diligence / audits.  Our refund rate is 2.62%.</p>
<p>To see our loan performance statistics, look at the &#8220;All Kiva Partners&#8221; column on this page:</p>
<p><a href="http://www.kiva.org/app.php?page=about&#038;action=aboutPartner&#038;id=47" rel="nofollow">http://www.kiva.org/app.php?page=about&#038;action=aboutPartner&#038;id=47</a></p>
<p>We have a lot to learn, but with the right minds, I think we can manage the risk and really create something meaningful.</p>
<p>Again, thanks for the post.</p>
<p>Premal</p>
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		<title>By: photo developing &#187; Pop!Tech: Jessica Flannery explains Kiva</title>
		<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/comment-page-1/#comment-582470</link>
		<dc:creator>photo developing &#187; Pop!Tech: Jessica Flannery explains Kiva</dc:creator>
		<pubDate>Thu, 18 Oct 2007 16:25:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/#comment-582470</guid>
		<description>[...] came across this post - Pop!Tech: Jessica Flannery explains Kiva - and thought it was worth sharing. I hope you find it interesting too and take the time to read [...]</description>
		<content:encoded><![CDATA[<p>[...] came across this post &#8211; Pop!Tech: Jessica Flannery explains Kiva &#8211; and thought it was worth sharing. I hope you find it interesting too and take the time to read [...]</p>
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		<title>By: &#8230;My heart&#8217;s in Accra &#187; Pop!Tech: Paul Polak inspires.</title>
		<link>http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/comment-page-1/#comment-582464</link>
		<dc:creator>&#8230;My heart&#8217;s in Accra &#187; Pop!Tech: Paul Polak inspires.</dc:creator>
		<pubDate>Thu, 18 Oct 2007 16:17:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethanzuckerman.com/blog/2007/10/18/poptech-jessica-flannery-explains-kiva/#comment-582464</guid>
		<description>[...] inspire projects like Kiva, you need mentors. Andrew Zolli introduces Paul Polak, founder of International Development [...]</description>
		<content:encoded><![CDATA[<p>[...] inspire projects like Kiva, you need mentors. Andrew Zolli introduces Paul Polak, founder of International Development [...]</p>
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